For 10 years, the share of Russians who consider themselves financially literate, grown threefold. This is evidenced by the results of the study of the analytical center of NAPi, excerpts from it leads to RBC.
If 20 percent of respondents declared about high financial literacy in 2011, then in 2021, 58 percent of respondents were highly evaluated. The proportion of those who doubt their ability to manage money amounted to 10 percent, despite the fact that in 2011, 36 percent of the survey participants answered the question. Another 30 percent of respondents reported that their financial competencies were satisfactory, and 2 percent found it difficult to answer.
As the general director of Nafi Guselia Imaev said, in a decade, the financial system of Russia was strongly transformed against the background of active digitalization of all spheres of life, so the increasing number of people could actively use financial services. The survey was attended by 1600 years older than 18 years from 53 regions of Russia. Under financial literacy, the study implied the ability to manage their money.
Earlier, the head of the department of analytical research “Higher School of Finance Management” Mikhail Kogan revealed the world’s best way to store money. He noted that bank deposits are not the best tool for storing money, as they do not cover consumer inflation at least three years. More convenient methods for saving funds, the financier called the OFZ or bonds of large state-owned companies, which make a profit at least in the area of seven percent per annum.