SME Bank , a subsidiary bank of the SME Corporation, is launching a special promotion – until On December 31, 2020, the maximum amount of an unsecured loan will be 2 million rubles, while the rate remains at the level of 6.25 percent per annum. This is stated in the message of SME Bank. The promotion also applies to the maximum amount of a refinanced loan (increasing the maximum limit from 1 to 2 million rubles).
After analyzing the flow of applications from self-employed clients, the bank made changes to the product line and expanded access to financial support for all types of self-employed. So, a loan of up to 2 million rubles without collateral, commissions and insurance coverage can be obtained by both a self-employed citizen and an individual entrepreneur who switched to paying tax on professional income. At the same time, the period for registering a self-employed person in FTS as of the date of filing an application may be from 0 months.
To obtain a loan from SME Bank, a self-employed entrepreneur needs to fill out an online application and a questionnaire through the bank’s remote lending system AIS NGS (smbfin.ru), as well as attach a certificate of registration and income from the My Tax service. An account for a loan can be opened at any bank.
At the moment, SME Bank has approved more than 230 loans to self-employed entrepreneurs in the amount of 115.8 million rubles.