The Russians began to beat out debts in a new way. The country has increased the number of bank clients who are trying to collect debt by court order without bailiffs, writes RBC.
People and companies submit paper orders of execution to banks. They are issued by courts and allow you to write off debts from the accounts of third parties. According to Sberbank, in the second half of the year the number of such clients increased by 30 percent, according to Tinkoff Bank – by 52 percent compared to the first half of the year.
According to the law, when writing off a debt under a writ of execution, the consent of the debtor is not required. The money must be debited upon circulation, but the bank may suspend the operation for seven days if in doubt. According to the Central Bank, in the first nine months of last year, the volume of illegal cashing through orders of execution increased 1.9 times.
Earlier it became known that during the coronavirus pandemic, apartments and houses of Russians were less likely to be forcibly sold for debts. Banks preferred to negotiate with non-payers, rather than take away their property.
According to the collectors’ calculations, in 2020 bailiffs put up for auction 14 percent fewer apartments than in 2019. In total, banks tried to sell about 17.6 thousand apartments worth 36.5 billion rubles for debts.