Unédic observes in 2021 a clear increase, at 59, of these ruptures “by mutual agreement” which give the right to unemployment, while the legal retirement age is 62 years.
mo12345lemonde with AFP
Do the legal retirement age and the rules of unemployment insurance have an impact on business strategy – sometimes shared by unions and employees concerned – to separate from seniors? According to A study by Unédic , published Mecredi 1 er mars, this hypothesis tends to be confirmed.
The legal retirement age indeed leads to a peak of conventional ruptures three years before, which corresponds to the period of unemployment compensation of which could benefit those over 55, according to a study by Unédic .
In the latter, the association observes in 2021 a clear increase to 59 years of these ruptures “by mutual agreement”, which give the right to unemployment, while the legal retirement age is 62 years and that the over 55s could be compensated for three years.
While 17 % of legal openings at unemployment at 56 years of age are following a rupture, this figure climbs to 25 % to 59 years, a rate “which dates back to the one we observe For the thirties, the age category most concerned by conventional ruptures “, notes the Unédic. In 2010, when the legal departure age was still 60 years old, this peak was reached around 57-58 years.
This peak should be shifted in the future with the effect of the new unemployment insurance rules which have reduced since the 1 er February the maximum compensation duration of 25 % for new Entry to unemployment, 27 months instead of 36 for those over 55.
The government is also favorable, in the pension reform debated in Parliament, that conventional ruptures before the legal departure age are subject to the same social package of 30 % as those involved after when it does not is currently 20 %.
According to the study, the postponement of legal age from 60 to 62 years old led between 2010 and 2022 an increase of 100,000 in the number of beneficiaries over 60 years of age. Among these additional compensation, 65,000 are 60 or 61 years due to the gap of the legal age. And 20,000 are 65 or 66 years old, due to the discrepancy of the age of cancellation of the discount (from 65 to 67 years) and the increase in the duration of the contribution.
Finally, the study is interested in a provision which allows, under conditions, to continue to be compensated by unemployment insurance beyond three years, until access to a full-rate retirement, no later than 67 years. At the end of June 2022, out of the 72,000 beneficiaries compensated 62 years or over, 21,000 are beneficiaries of this system.