The development of business related to the execution of government orders will become a relevant trend for small and medium-sized businesses in 2021. This opinion was shared by the Vice President – Head of the Directorate for Products and Technologies of Medium and small business PSB Kirill Tikhonov .
“The state is now supporting this direction, new guarantee products and programs are also being launched to reduce the cost of lending. Therefore, in general, I think that this will also be one of the trends when small businesses will go towards public procurement and to offer their expertise in this particular market, “Tikhonov believes.
According to Kirill Tikhonov, 2021 will not be easy in terms of business development or recovery against the backdrop of a decline in consumer demand this year. Therefore, he called the revision of current business models towards reducing costs, increasing efficiency, and diversifying business as another trend next year.
When there was a difficult situation caused by the pandemic, PSB had to promptly restructure existing customer loans in order to reduce the debt burden for enterprises. At the moment, when it comes to business recovery, financing is becoming in demand.
PSB is ready to meet the demand for loans to restore business activities. This will be discussed at the PSB Prosto Capital online forum, which will be held on December 11 and 12. The bank’s specialists will tell you about PSB’s new online product – “No securities. Negotiable” loan.
“We are talking about loans of up to 10 million rubles for up to two years. We will also tell you about a product that will support small and medium-sized enterprises that are participants in the public procurement market – this solution is called” No securities. Contractual “. For these enterprises it will be possible to receive a fully electronic loan for the execution of the contract – without papers, without any requirements for documents, in fact, the decision is made by the system automatically based on the experience of the borrower, a participant in public procurement. situation, “- said the representative of the PSB.