Some increases have already intervened on January 1, but others will wait for the next few months.
by Aurélie Blondel
Inflation obliges, many amounts and rates must be increased significantly this year. Please note, for certain services, such as pensions and family allowances, an increase of 4 % had been granted by anticipation in the summer of 2022 within the framework of the law of emergency measures for the purchasing power of August 16: It will be deducted from the rate 2023.
1 er January
Among the amounts of already revalued on 1 er January: the minimum wage, up to 1.81 %. It went from 11.07 euros to 11.27 euros gross per hour, and from 1,678.95 euros to 1,709.28 euros gross monthly (1,353.07 euros net). It had increased by 0.9 % in January 2022, by 2.65 % in May and by 2.01 % in August. The daily caregiver allowance (AJPA), wedged since 2022 on the SMIC Net, increases by 58.59 euros per day to 62.44 euros.
For basic pensions (except those of lawyers) and the solidarity allowance for the elderly (ASPA, the ex -minimum old age), the rate is 0.8 % – a large part of the annual revaluation , 4 %, had been granted in advance in July 2022.
Some additional pensions are also revalued from the start of the year, this is the case for example additional pensions of the liberals contributing to the Interprofessional Provident and Old Age Insurance Fund (CIPAV), + 5.3 %, and traders and craftsmen (+ 4.8 %).
For the first time in twenty-two years, the rate of remuneration for housing savings plans (PEL) has also evolved, it went from 1 % to 2 %. Please note, this only concerns the plans opened since 1 er January.
To see the rate of Livret A and the Sustainable and Solidarity Development Booklet (LDDS), currently remunerated at 2 % (net of income tax and social security contributions), increase, we will have to wait for 1 ER February. Of how many ? We should know it in mid-January, when the governor of the Banque de France, François Villeroy de Galhau, has done the calculation. On BFM-TV At the end of December 2022, the latter indicated that the increase would be” sensitive “. The normal application of the formula, which takes into account both inflation of the last six months and short -term rates, should lead to a rate above 3 %.
Another expected increase for savers: that of the yield of the popular savings book (LEP), paid at 4.6 % since August 2022. This booklet reserved for the most modest benefits from a more favorable formula than that From booklet A, since it must serve at least inflation (or the rate of the booklet has increased by half a point, if it is more favorable). Result, the rate “could reach 6.5 %”, estimated before Christmas Philippe Crevel, the founder of the circle of savings.
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