Pension reform: unemployment of seniors, dead angle of public debate

The decline in legal age could increase the number of people without activity after 60 years, according to a study by Unédic. The government has also alerted to the “considerable cost” of the “senior permanent contracts” proposed by the senatorial majority.

by Bertrand Bissuel

The pension reform is likely to cause collateral damage which has so far been discussed, so far, in public debate. This is one of the reflections that comes to mind reading a published study on Wednesday 1 er Mars, by Unédic, the joint association which manages insurance- unemployment. It sheds light on a phenomenon already explored by other research: the fact of retreating the age of opening rights to a pension is likely to result in a greater number of seniors without activity.

The document disseminated by Unédic is particularly interested in the impact of the law of November 2010, which had postponed retirement age from 60 to 62 years. As a preamble, the authors of the note take the precaution of emphasizing that the results they lead cannot “be projected as it is” over the coming period, in particular because “generations are not comparable from a decade to the ‘Other “, just like” economic contexts “. However, this return to the past sheds light on what could happen with the reform being examined in the Senate, since it too repels the age of rights.

Between mid-2010 and mid-2022, the number of beneficiaries of the unemployment allowance, aged at least 60 years old, increased by 100,000. As for compensation paid to job seekers At least 55 years old, they increased by 38 % between 2010 and the period from mid-201 to mid-201. Or a much higher progression than that observed for those under 55 (+ 16 %). Here again, prudence is essential, because “the proper effect of pension reforms on expenses [for] seniors is complex to isolate”, several factors entering into account (economic situation, modification of the rules of the unemployment insurance, demographic evolution, etc.).

proposals in the Senate

These data converge with those resulting from investigations conducted previously. Two of them, produced by ministerial departments, were presented during a meeting of the Pension Orientation Council in January 2022. One indicates that the lag of the legal age of departure from 62 to 64 years “would result in” by an increase in “nearly 84,000” of the number of beneficiaries of the unemployment allowance, “of which nearly 60,000” are would be 62 and 63 years old. The other shows that such age measure could tip more people to social minima: + 30,000 with regard to active solidarity income and + 30,000, also, regarding the allowance of Specific solidarity attributed to the unemployed at the end of the right – this evolution being very concentrated on the age groups located after 60 years.

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/Media reports cited above.