SME Bank, a subsidiary bank of the SME Corporation, provided financial support for the network of fitness clubs in Nizhny Novgorod under the program of the photo 3.0, the Press Service of the Bank reports.
The first fitness club “Mode” opened its doors for Nizhny Novgorod in 2016, and in 2018 two more clubs were opened. For lovers of a healthy lifestyle, technological halls are available and several workout modes depending on the desire and needs.
However, in the conditions of growth in the incidence of a new coronavirus infection and the introduction due to this regional restrictive measures, attendance of the fitness industry decreased, which led to a decrease in revenue.
Help to overcome the effects of companies from the pandemic of industries, additional support measures developed and entered by the government are intended. For these purposes, up to 20 billion rubles were allocated for preferential loans, as well as 38.5 billion rubles per grants to small and medium businesses.
The main task of business support is to help entrepreneurs quickly and flexibly adapt to new conditions, noted at a meeting with representatives of the business community. First Deputy Chairman of the Government Andrey Belousov. The first deputy prime minister also stressed that since the next year it plans to regularly endure the sectoral headquarters that spends once a week, issues related to regional powers. “It is very important that our support measures will be fully implemented in the subjects of the Russian Federation,” added Belousov.
For issuing preferential loans, the Photo 3.0 program was restarted, which operates from November 1 to the end of 2021. Credit enterprises of small and medium-sized businesses is issued at the rate of one minimum wage (minimum wage – 12792 rubles) for each employee for 12 months. Credit rate – 3 percent per annum. In the first six months, payments on the loan is not provided, and then within 12 months it is necessary to repay the loan to equal shares, taking into account interest. At the same time, 75 percent of the loan is provided by the guarantion of VEB.RF.
The network of fitness clubs “Mode” appealed to the SME Bank for financing for restoring entrepreneurship, including the payment of salary to employees. The bank loan application was approved. “In SME, the Bank appealed, since this is the only bank, which during the program of the Photo 3.0 program provided the most comfortable conditions for ensuring – the absence of collateral and guarantees. The bank correctly applied the concept of a group of companies within the framework of the Resolution No. 279, and did not use a formal approach as They did others. All this made it possible to avoid unnecessary costs and speed up the process of paperwork, “the financial director of the network of fitness clubs” Mode “Anna Brare is commented.