Head of the National Association of Professional Collection Agencies (Tham) Elman Mehtiev gave the Council to the Russians. His words lead RIA Novosti.
“Probably, the main advice: in time to control this indicator [total debt load] and prevent the situation when the payment is more income. If there is still such a situation, it is worth trying to refinance [the design of a new loan to repay the old] Another financial organization, “said Mehdiyev.
At the same time, according to him, in the current economic situation, conjugate with the limited solvency of many Russians, banks are often not ready to refinance loans.
Another option is to agree with the current lender on the restructuring of debt in order to repay it on more preferential terms, Head said.
Finally, the complexity of the borrower may reconsider its approach to the planning of the monthly budget and reduce spending on optional articles.